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The Top 10 Largest Auto Insurance Companies in the U.S. 2018

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The auto insurance market in the U.S. is dominated by a few key players. In fact, the top ten auto insurance companies control more than 70% of the market. While the top ten insurance companies underwrite a large number of policies, they have very distinct characteristics. To help you choose the best insurance company for your situation, we created a list of the top ten largest auto insurance companies in the U.S. and discuss what makes each of them unique. To get the right rates and find the ideal policy for your needs, use a car insurance comparison tool or get quotes from multiple companies to make sure you’re getting the most competitive rates available. A. State Farm State Farm operates as a mutual insurance company, meaning that it’s owned by its policyholders. State Farm is the largest auto insurance company in the U.S. and possesses 18% of the total available market share. Nearly one in five dollars spent on private passenger auto premiums in the U.S. is paid to State Farm...
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8 Ways to Get the Cheapest Car Insurance Possible

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Most of us need car insurance, yet few of us fully understand it. Dozens of car insurance companies, including large players and regional insurers, are vying for your business. Many offer an eye-glazing assortment of policy options, making it hard to compare policies and figure out what’s the best and cheapest car insurance. Here are eight things you can do to ensure you get good coverage at the best possible rate. 1. Don’t assume any one company is the cheapest Some companies spend a lot of money on commercials that try to convince you they offer the lowest car insurance rates. But prices that different people pay for the same coverage by the same company can vary widely. No single insurer can claim to be the low-price leader for everyone. The insurance company that’s cheapest for one person in one place might be the most expensive option for a driver in another state. " The only way to ensure you’re getting the best deal is to shop around. " There...
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TOP 10 Steps to Buying Car Insurance For You

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Here's a quick rundown of the 10 steps, followed by a more detailed guide. 1. Determine your state's minimum insurance requirements. 2. Consider your own financial situation in relation to the required insurance and consider whether you need to increase your limits to protect your assets. 3. Review the status of your driving record — do you have any outstanding tickets or points on your driver's license? 4. Check your current coverage to find out how much you are paying. 5. Get competing quotes from insurance websites and individual companies of interest to you. 6. Make follow-up phone calls to insurance companies to get additional information about coverage. 7. Inquire about discounts. 8. Evaluate the reliability of the insurance companies you're considering by visiting your state's insurance department website, reviewing consumer surveys and talking to family and friends. 9. Review the policy before finalizing it. 10. Remember to cancel your old p...
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