Use our top car insurance money-saving tips to find the right policy at the right price and lower the cost of your premium. Getting a cheap car insurance quote can be something of a challenge and - even if you manage it one year - you may have a nasty shock at renewal time if your premium has shot up. There can be any number of reasons for this happening; your provider's criteria may have changed; the insurer could have removed a new customer discount; perhaps you've made a claim or had a motoring offence in the last year; maybe you've moved to a higher-risk address or added a motorist with a poor driving record onto your policy. It remains true, though, that one of the biggest cash drains on consumers is the price hikes associated with auto-renewal of insurance - when a customer gets out of the habit of shopping around, insurers typically take advantage and inflate renewal premiums. We all like a little extra money in our pocket, so try our top tips ...